Personal Lines
Home, Auto, Life & Health
Commercial Lines
Business & Building Owners



We are a firm of dedicated insurance professionals committed to providing our clients with caring, personalized service. Caro has been serving the insurance community for two generations. We work with national and regional insurance carriers to ensure we offer you comprehensive coverage at a competitive price. We offer insurance packages for your business and comprehensive coverage for your personal needs.

If you are not familiar with our agency...

Experience the difference of our personalized service. Many of our insureds have been clients for over twenty years. Among the reasons are premium savings and excellent claim service when you need it. Thanks for visiting our site!

Agency Principal: Bill Ntovas

Inspirational quote we've taken to heart:

There is only one boss: the customer, and he (or she) can fire everyone in the company from the chairman and down, simply by spending their money somewhere else.

Sam Walton

  • Please contact us via email or by phone. Please provide your name, best time to reach you, and a short message on when your current coverage expires


  • Please gather and have available your current coverage/policies and four years of most recent loss experience/loss runs.

  • Please allow us to meet with you, at your convenience, for a short visit. If you prefer, initially, we can work with you via email to review and gather information.