Founded in 1974 by Mike Ntovas, CARO was founded on a philosophy of offering personal, professional service. Since then, we have grown into a full-service agency with a staff of insurance specialists serving individuals, families and businesses. We utilize a state-of-the-art computerized rating system that instantly compares rates of competing insurance companies for the same insurance coverage so that we can offer you the best possible rates.

We are large enough to serve you, yet
small enough to care.

We are an Independent Insurance Agency

We do not work for an insurance company;
we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment. We represent a carefully selected group of financially sound, reputable insurance companies, and we place your policy with the company offering the best coverage at the best possible price.